Estimates based on typical Atlanta-area closing costs as of 2026. Actual costs vary by lender, loan type, county, and negotiated terms. This calculator is for informational purposes only and does not constitute legal advice. Georgia law requires a licensed attorney to conduct all real estate closings. Heritage Closing Firm · Atlanta, Georgia.
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Your Transaction Details
$
$
Enter $0 for a cash purchase
%
End-of-month closing minimizes prepaid interest
$
$
%
$
$
Amount seller has agreed to contribute toward your costs
Optional / Adjustable
Property Has an HOA
Adds ~$300 HOA transfer fee
Buyer Pays Owner's Title Insurance
Negotiable — seller typically pays in Atlanta
Include Survey Cost
Recommended — adds ~$600
%
Your listing agreement rate — the largest seller expense
$
Enter $0 if you own the home free and clear
$
Used to calculate your property tax proration
$
Credits you've agreed to give the buyer at closing
Optional / Adjustable
Property Has an HOA
Adds ~$250 HOA estoppel fee
Seller Pays Owner's Title Insurance
Standard Atlanta custom — can be negotiated
Include Home Warranty
Adds ~$550 — sometimes offered to attract buyers
I Am an Out-of-State Seller
Georgia requires 3% withholding for non-residents
Estimated Buyer Closing Costs
$10,439
≈ 2.3% of purchase price
Cost Breakdown
Total Closing Costs$10,439
These are estimates. Your closing attorney will provide an exact settlement statement before your closing date. Contact Heritage Closing Firm for a personalized review — at no cost.
Estimates based on typical Atlanta-area closing costs as of 2026. Actual costs vary by lender, loan type, county, and negotiated terms. This calculator is for informational purposes only and does not constitute legal advice. Georgia law requires a licensed attorney to conduct all real estate closings. Heritage Closing Firm · Atlanta, Georgia.
